:root {
  --primary: #014D99;
  --primary-dark: #013E7A;
  --accent: #10B5EA;
  --accent-dark: #0D91BB;
  --soft: #E7F8FE;
  --text: #111118;
  --muted: #555566;
  --border: #E2E8F0;
  --light: #F1F5F9;
  --white: #ffffff;
  --shadow: 0 18px 45px rgba(1,77,153,.10);
  --radius: 20px;
}

* { box-sizing: border-box }
html { scroll-behavior: smooth }
body {
  margin: 0;
  font-family: "Open Sans", Arial, sans-serif;
  color: var(--text);
  background: #fff;
  line-height: 1.5;
}
a { color: var(--primary) }
img { max-width: 100%; display: block }
h1, h2, h3 { font-family: "Lato", Arial, sans-serif; margin: 0; color: var(--text) }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto }

/* ===== HERO ===== */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 28px 0 36px;
  background:
    linear-gradient(
      to bottom right,
      rgba(255,255,255,0.90) 0%,
      rgba(241,245,249,0.85) 55%,
      rgba(255,255,255,0.78) 100%
    ),
    url('hero-bg.jpg') center 40% / cover no-repeat;
  position: relative;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 72px;
  align-items: start;
  position: relative;
  z-index: 1;
}
.logo-link { display: inline-block; margin-bottom: 120px }
.hero-logo { width: 190px; height: auto }

h1 {
  font-size: clamp(28px, 2.6vw, 38px);
  line-height: 1.2;
  letter-spacing: -.6px;
  max-width: 520px;
  color: var(--primary);
}
h1 b { color: var(--primary) }

.hero-bullets {
  list-style: none;
  margin: 20px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.hero-bullets li {
  font-size: 15px;
  color: var(--muted);
  padding-left: 22px;
  position: relative;
}
.hero-bullets li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 7px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--accent);
}

.hero-bullets li b { font-weight: 700; color: var(--text) }

/* ===== FORM CARD ===== */
.form-card {
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(1,77,153,.13);
  border-radius: var(--radius);
  box-shadow: 0 24px 60px rgba(1,77,153,.13), 0 2px 8px rgba(0,0,0,.05);
  overflow: hidden;
}

/* Simulator block */
.simulator-block {
  padding: 0 3px;
  background: #fff;
}
.simulator-block h2 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 40px;
  margin-top: 10px;
  text-align: center;
}

.slider-group { margin-bottom: 6px }
.slider-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  margin-bottom: 4px;
}
.slider-header label {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--text);
  white-space: nowrap;
  flex-shrink: 0;
}
/* Fixed-width wrapper so all 3 value boxes are identical */
.slider-val-wrap {
  display: flex;
  align-items: center;
  gap: 4px;
  flex-shrink: 0;
}
.slider-value-input {
  width: 72px;
  height: 24px;
  border: 1px solid var(--border);
  border-radius: 4px;
  background: var(--light);
  padding: 0 6px;
  font: 600 11.5px "Open Sans", sans-serif;
  color: var(--text);
  text-align: right;
  outline: none;
  cursor: text;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.slider-value-input:focus {
  border-color: #10B5EA;
  box-shadow: 0 0 0 2px rgba(16, 181, 234, 0.15);
  background: #fff;
}
.slider-currency {
  font-size: 11.5px;
  color: var(--muted);
  font-weight: 500;
  width: 26px;
  text-align: left;
}

/* Slider */
.mf-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 3px;
  border-radius: 2px;
  outline: none;
  cursor: pointer;
}
.mf-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(16,181,234,.30);
  border: 3px solid #fff;
}
.mf-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(16,181,234,.30);
  border: 3px solid #fff;
}

.sim-legal { display: none }
.powered-by { display: none }

/* Personal data form */
.dados-block {
  padding: 12px 18px 14px;
}
.dados-block h3 {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}

form { display: grid; gap: 6px }
.form-group { display: grid; gap: 2px; margin-bottom: 10px }
[hidden] { display: none !important }

input[type="text"],
input[type="email"],
input[type="tel"] {
  width: 100%;
  height: 36px;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background: #fafafa;
  padding: 0 12px;
  font: 400 14px "Open Sans", sans-serif;
  color: var(--text);
  outline: none;
  transition: border-color .15s, box-shadow .15s;
}
input[type="text"]::placeholder,
input[type="email"]::placeholder,
input[type="tel"]::placeholder {
  color: #888;
  font-size: 13.5px;
}
input[type="text"]:focus,
input[type="email"]:focus,
input[type="tel"]:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 2px rgba(1,77,153,.10);
  background: #fff;
}

/* Checkbox */
.checkbox-group {
  display: grid;
  grid-template-columns: 13px 1fr;
  gap: 6px;
  align-items: start;
  margin-top: 2px;
}
.checkbox-group input[type="checkbox"] {
  width: 12px;
  height: 12px;
  margin: 2px 0 0;
  padding: 0;
  accent-color: var(--accent);
}
.checkbox-group label {
  font-weight: 400;
  font-size: 12px;
  line-height: 1.4;
  color: var(--muted);
}
.consent-link { color: var(--accent); font-weight: 600 }
.error-message { min-height: 11px; font-size: 10.5px; color: #b42318; margin-top: -2px }
.form-group.error input { border-color: #b42318 }
.checkbox-error { font-size: 10.5px; color: #b42318 }

/* Submit button */
.submit-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  height: 42px;
  border: 0;
  border-radius: 7px;
  background: var(--primary);
  color: #fff;
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: background .2s, transform .15s;
  margin-top: 4px;
  letter-spacing: .01em;
}
.submit-btn:hover { background: var(--primary-dark); transform: translateY(-1px) }
.submit-btn:disabled { opacity: .7; cursor: not-allowed; transform: none }

.primary-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 42px;
  padding: 0 26px;
  border: 0;
  border-radius: 8px;
  background: var(--primary);
  color: #fff;
  text-decoration: none;
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: background .2s, transform .15s;
  letter-spacing: .02em;
  margin-top: 28px;
}
.primary-btn:hover { background: var(--primary-dark); transform: translateY(-1px) }

/* ===== WIZARD MULTISTEP ===== */
.wizard-head { padding: 30px 18px 0 }
.wizard-title {
  text-align: center;
  font-size: 18px;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -.2px;
  margin: 0 0 26px;
  line-height: 1.3;
}
.wizard-progress { padding: 0 }
.wizard-progress-bar {
  width: 100%;
  height: 5px;
  border-radius: 3px;
  background: var(--soft);
  overflow: hidden;
}
.wizard-progress-fill {
  height: 100%;
  width: 16.6667%;
  background: var(--primary);
  border-radius: 3px;
  transition: width .3s ease;
}
.wizard-step-label {
  margin-top: 6px;
  font-size: 11px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: .02em;
}

#leadForm { display: block }
.wizard-step { display: none; padding: 16px 18px 4px; animation: wizardFade .25s ease }
.wizard-step.active { display: block }
@keyframes wizardFade { from { opacity: 0; transform: translateY(6px) } to { opacity: 1; transform: translateY(0) } }

.wizard-q {
  font-size: 17px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 14px;
  line-height: 1.25;
}
.wizard-field-label {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--text);
  margin: 4px 0 8px;
}
.wizard-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; align-items: start }
.wizard-row .form-group { margin: 0 }
.field-label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--muted);
  line-height: 1.35;
  margin-bottom: 5px;
}

/* Card-style options (single choice, grid) — cartões com ícone circular */
.option-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 4px;
}
.option-grid.two-col { grid-template-columns: 1fr 1fr }
.option-grid.three-col { grid-template-columns: 1fr 1fr 1fr }
.option-grid--1col, .option-list { grid-template-columns: 1fr; display: grid; gap: 10px; margin-bottom: 4px }

.option-card {
  position: relative;
  display: flex;
  align-items: center;
  gap: 12px;
  text-align: left;
  padding: 16px 14px;
  border: 1.5px solid var(--border);
  border-radius: 14px;
  background: #fff;
  cursor: pointer;
  font: 600 13.5px "Open Sans", sans-serif;
  color: var(--text);
  line-height: 1.28;
  transition: border-color .16s, background .16s, box-shadow .16s, transform .1s;
}
.option-card:active { transform: scale(.98) }
.option-card input[type="radio"],
.option-card input[type="checkbox"] { position: absolute; opacity: 0; width: 0; height: 0; margin: 0 }
.option-text { flex: 1; min-width: 0 }
.option-card .option-title { display: block; font-size: 14px; font-weight: 700; color: var(--text) }
.option-card .option-sub { display: block; font-weight: 400; color: var(--muted); font-size: 12px; margin-top: 1px }
.option-grid:not(.option-grid--1col) .option-text { text-align: center }
.option-card:hover { border-color: var(--accent); background: var(--light); box-shadow: 0 6px 16px rgba(1,77,153,.08) }
.option-card:has(input:checked) {
  border-color: var(--accent);
  background: var(--soft);
  box-shadow: 0 0 0 2px rgba(16,181,234,.14);
}

/* Ícone circular */
.option-icon {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--soft);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background .16s;
}
.option-icon svg { width: 21px; height: 21px; stroke: var(--primary) }
.option-card:has(input:checked) .option-icon { background: var(--primary) }
.option-card:has(input:checked) .option-icon svg { stroke: #fff }

/* Grelhas de 2 colunas: cartões quadrados (ícone em cima, texto centrado) */
.option-grid:not(.option-grid--1col) .option-card {
  flex-direction: column;
  justify-content: center;
  text-align: center;
  gap: 10px;
  min-height: 128px;
  padding: 20px 12px;
}
.option-grid:not(.option-grid--1col) .option-icon { width: 46px; height: 46px }
.option-grid:not(.option-grid--1col) .option-icon svg { width: 23px; height: 23px }

/* Cartões em linha (lista de uma coluna) */
.option-list .option-card,
.option-grid--1col .option-card { grid-column: 1 / -1 }

/* Grelha compacta (situação profissional, sim/não) */
.option-grid--compact { gap: 7px }
.option-grid--compact .option-card {
  padding: 8px 8px;
  gap: 7px;
  font-size: 11.5px;
  min-height: 0;
  border-radius: 10px;
}
.option-grid--compact .option-icon { width: 26px; height: 26px }
.option-grid--compact .option-icon svg { width: 13px; height: 13px }
.option-grid--compact .option-title { font-size: 11.5px; line-height: 1.2 }

.titular2-wrap { margin-top: 10px; padding-top: 10px; border-top: 1px dashed var(--border) }
.titular2-title { font-size: 12.5px; font-weight: 700; color: var(--primary); margin: 0 0 8px }

/* Cartões Sim/Não — estreitos e compridos, a ocupar a largura da linha */
.option-grid--simnao {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 4px;
}
.option-grid--simnao .option-card {
  flex-direction: row;
  justify-content: center;
  text-align: center;
  gap: 10px;
  min-height: 0;
  padding: 12px 10px;
}
.option-grid--simnao .option-icon { width: 32px; height: 32px }
.option-grid--simnao .option-icon svg { width: 16px; height: 16px }
.option-grid--simnao .option-title { font-size: 13.5px }

/* Último passo — mais espaçoso */
.wizard-step--spacious { padding-top: 26px; padding-bottom: 14px }
.wizard-step--spacious .wizard-q { margin-bottom: 24px }
.wizard-step--spacious .form-group { margin-bottom: 10px }
.wizard-step--spacious input[type="text"],
.wizard-step--spacious input[type="tel"],
.wizard-step--spacious input[type="email"] { height: 46px; font-size: 14.5px }
.wizard-step--spacious .checkbox-group { margin-top: 12px }

select {
  width: 100%;
  height: 36px;
  box-sizing: border-box;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background-color: #fafafa;
  padding: 0 30px 0 12px;
  font: 400 14px "Open Sans", sans-serif;
  color: var(--text);
  outline: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
  background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%23555566'%3e%3cpath fill-rule='evenodd' d='M5.23 7.21a.75.75 0 011.06.02L10 11.168l3.71-3.938a.75.75 0 111.08 1.04l-4.25 4.5a.75.75 0 01-1.08 0l-4.25-4.5a.75.75 0 01.02-1.06z' clip-rule='evenodd'/%3e%3c/svg%3e");
  background-repeat: no-repeat;
  background-position: right 10px center;
  background-size: 15px;
  transition: border-color .15s, box-shadow .15s;
}
select:focus { border-color: var(--primary); box-shadow: 0 0 0 2px rgba(1,77,153,.10); background-color: #fff }
input[type="number"] {
  width: 100%;
  height: 36px;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background: #fafafa;
  padding: 0 12px;
  font: 400 14px "Open Sans", sans-serif;
  color: var(--text);
  outline: none;
  transition: border-color .15s, box-shadow .15s;
}
input[type="number"]::placeholder { color: #888; font-size: 13.5px }
input[type="number"]:focus { border-color: var(--primary); box-shadow: 0 0 0 2px rgba(1,77,153,.10); background: #fff }

/* Nav buttons */
.wizard-nav { display: flex; gap: 10px; padding: 12px 18px 18px }
.wizard-back-btn {
  flex: 0 0 auto;
  height: 42px;
  padding: 0 18px;
  border: 1.5px solid var(--border);
  border-radius: 7px;
  background: #fff;
  color: var(--muted);
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: border-color .15s, color .15s;
}
.wizard-back-btn:hover { border-color: var(--primary); color: var(--primary) }
.wizard-back-btn[hidden] { display: none }
.wizard-next-btn {
  flex: 1;
  height: 42px;
  border: 0;
  border-radius: 7px;
  background: var(--primary);
  color: #fff;
  font: 700 13.5px "Lato", Arial, sans-serif;
  cursor: pointer;
  transition: background .2s, transform .15s;
  letter-spacing: .01em;
}
.wizard-next-btn:hover { background: var(--primary-dark); transform: translateY(-1px) }
.wizard-nav .submit-btn { flex: 1; margin-top: 0 }

/* ===== TRUST BAR ===== */
.trust-bar {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  padding: 40px 0;
}
.trust-bar-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: rgba(255,255,255,.12);
  border-radius: 16px;
  overflow: hidden;
}
.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
  padding: 28px 20px;
  background: rgba(255,255,255,.06);
  transition: background .2s;
}
.trust-item:hover { background: rgba(255,255,255,.12) }
.trust-icon-wrap {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(255,255,255,.14);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.trust-icon-wrap svg { width: 22px; height: 22px; color: #fff }
.trust-item-text strong {
  display: block;
  font-family: "Lato", sans-serif;
  font-size: 13.5px;
  font-weight: 900;
  color: #fff;
  letter-spacing: .04em;
  line-height: 1.3;
}
.trust-item-text span {
  display: block;
  font-size: 12px;
  color: rgba(255,255,255,.65);
  margin-top: 3px;
  line-height: 1.4;
}
.trust-sep { display: none }

/* ===== ABOUT ===== */
.section { padding: 76px 0 }
.section h2 {
  font-size: 30px;
  line-height: 1.2;
  letter-spacing: -.4px;
  margin-bottom: 16px;
  color: var(--primary);
}
.about-section { background: #fff }
.about-text {
  max-width: 640px;
  margin: 0 auto;
  text-align: center;
}
.about-text h2 { text-align: center }
.about-text p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--muted);
  margin: 0 0 4px;
}

/* ===== PROCESS ===== */
.process-section { background: var(--light) }
.process-section h2 { text-align: center }
.section-sub {
  font-size: 15px;
  color: var(--muted);
  margin: 0 auto 44px;
  line-height: 1.65;
  max-width: 560px;
  text-align: center;
}
.steps-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 14px;
  margin-bottom: 40px;
}
.step-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 36px 14px 24px;
  text-align: center;
  position: relative;
  transition: box-shadow .2s, transform .2s;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.step-card:hover {
  box-shadow: 0 12px 32px rgba(1,77,153,.10);
  transform: translateY(-3px);
}
.step-num {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-family: "Lato", sans-serif;
  font-weight: 900;
  font-size: 13px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 3px 10px rgba(1,77,153,.25);
}
.step-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(16,181,234,.08) 0%, rgba(1,77,153,.08) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
  flex-shrink: 0;
}
.step-icon svg { width: 26px; height: 26px; stroke: var(--primary); stroke-width: 1.8 }
.step-card h3 {
  font-family: "Open Sans", sans-serif;
  font-size: 12.5px;
  font-weight: 600;
  line-height: 1.55;
  color: var(--text);
  margin: 0;
}
.steps-cta-text {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.7;
  margin: 0 auto;
  text-align: center;
  max-width: 680px;
}
.steps-cta-text b { color: var(--primary) }

/* ===== REDE DE INTERMEDIÁRIOS ===== */
.network-section { background: #fff }
.network-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: stretch;
}
.network-media {
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}
.network-media img { width: 100%; height: 100%; object-fit: cover }
.network-text h2 { margin-bottom: 16px; font-size: 28px }
.network-text p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--muted);
  margin: 0 0 14px;
}
.network-text .primary-btn { margin-top: 6px }

/* ===== FAQ ===== */
.faq-section { background: #fff }
.faq-wrap { max-width: 646px; margin: 0 auto }
.faq-section h2 { text-align: center }
.accordion { display: grid; gap: 10px; margin-top: 28px }
.faq-item {
  border: 1px solid var(--border);
  border-radius: 12px;
  background: #fff;
  overflow: hidden;
}
.faq-question {
  width: 100%;
  border: 0;
  background: #fff;
  text-align: left;
  padding: 18px 62px 18px 20px;
  font: 400 15px "Open Sans", sans-serif;
  color: #111;
  cursor: pointer;
  position: relative;
  white-space: normal;
}
.faq-question::after {
  content: "";
  position: absolute;
  right: 20px;
  top: 50%;
  width: 26px;
  height: 26px;
  border: 1px solid rgba(1,77,153,.28);
  border-radius: 50%;
  transform: translateY(-50%);
  background: var(--light);
}
.faq-question::before {
  content: "";
  position: absolute;
  right: 29px;
  top: 50%;
  width: 7px;
  height: 7px;
  border-right: 2px solid var(--primary);
  border-bottom: 2px solid var(--primary);
  transform: translateY(-65%) rotate(45deg);
  z-index: 1;
  transition: transform .2s ease;
}
.faq-item.active .faq-question::before { transform: translateY(-35%) rotate(225deg) }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .25s ease }
.faq-answer p {
  padding: 0 20px 18px;
  font-size: 15px;
  line-height: 1.55;
  font-weight: 400;
  color: var(--muted);
  margin: 0;
}

/* ===== FOOTER ===== */
.footer { background: var(--primary); color: #fff; padding: 52px 0; font-size: 14px }
.footer-grid { display: block }
.footer h3 { color: #fff; font-size: 16px; margin: 0 0 12px; font-weight: 700 }
.footer a { color: #fff }
.legal-text { font-size: 12.5px; line-height: 1.65; color: rgba(255,255,255,.75); margin: 0 0 10px; width: 100% }
.legal-two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; margin-bottom: 24px; padding-bottom: 24px; border-bottom: 1px solid rgba(255,255,255,.16) }
.legal-two-col--single { grid-template-columns: 1fr; max-width: 620px }
.legal-col { min-width: 0 }
.legal-fade-wrap { position: relative }
.legal-fade-content { max-height: 190px; overflow: hidden; position: relative; transition: max-height .3s ease }
.legal-fade-wrap::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 34px;
  height: 60px;
  background: linear-gradient(to bottom, rgba(1,77,153,0), var(--primary));
  pointer-events: none;
  transition: opacity .2s ease;
}
.legal-fade-wrap.expanded .legal-fade-content { max-height: 2000px }
.legal-fade-wrap.expanded::after { opacity: 0 }
.legal-fade-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  margin-top: 6px;
  padding: 8px 0;
  background: none;
  border: 0;
  cursor: pointer;
}
.legal-fade-chevron {
  width: 12px; height: 12px;
  border-right: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(45deg);
  transition: transform .2s ease;
}
.legal-fade-wrap.expanded .legal-fade-chevron { transform: rotate(225deg) }
.footer-bottom { display: block; margin-top: 28px; padding-top: 22px }
.footer-bottom-inner { display: flex; flex-direction: row; justify-content: space-between; align-items: flex-start; gap: 32px; flex-wrap: wrap }
.footer-contact { display: flex; flex-direction: column; gap: 4px }
.footer-contact p { margin: 0; color: #fff }
.footer-contact-links { display: flex; flex-direction: column; gap: 10px; margin: 12px 0 4px }
.footer-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  text-decoration: none;
  font-size: 14px;
  transition: opacity .15s;
}
.footer-contact-link:hover { opacity: .75 }
.footer-contact-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: rgba(255,255,255,.14);
  flex-shrink: 0;
}
.footer-contact-icon svg { width: 15px; height: 15px }
.footer-policy { margin-top: 30px !important }
.footer-hours { min-width: 220px }
.footer-hours-title { font-weight: 700; font-size: 14px; color: #fff; margin: 0 0 10px }
.footer-hours-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 5px }
.footer-hours-list li { display: flex; justify-content: space-between; gap: 24px; font-size: 14px; color: rgba(255,255,255,.85) }
.footer-hours-list li.closed { color: rgba(255,255,255,.4) }
.footer-policy a { font-weight: 700 }

/* ===== THANK YOU ===== */
.thankyou-body { background: linear-gradient(180deg, #fff 0%, var(--light) 100%) }
.thankyou-page { min-height: 100vh; display: flex; align-items: center; justify-content: center; padding: 30px }
.thankyou-card {
  width: min(720px, 100%);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 24px;
  box-shadow: var(--shadow);
  text-align: center;
  padding: 46px 34px;
}
.thankyou-logo { width: 180px; margin: 0 auto 28px }
.thankyou-card h1 { font-size: 28px; line-height: 1.2; letter-spacing: -.4px; margin-bottom: 16px; color: var(--primary); max-width: 100%; text-align: center }
.thankyou-card p { color: var(--muted); margin: 8px 0 }
.thankyou-contact { margin: 22px 0 26px }
.back-link { font-weight: 800; text-decoration: none; color: var(--accent) }

/* ===== RESPONSIVE ===== */
@media (max-width: 1050px) {
  .hero { min-height: auto; padding: 34px 0 54px }
  .hero-grid { grid-template-columns: 1fr; gap: 34px }
  .logo-link { margin-bottom: 84px }
  .trust-bar-grid { grid-template-columns: repeat(2, 1fr) }
  .steps-grid { grid-template-columns: repeat(3, 1fr) }
  .network-grid { grid-template-columns: 1fr; gap: 32px }
  .network-media { aspect-ratio: 16 / 9 }
}

@media (max-width: 720px) {
  /* ── Layout base ── */
  .container { width: min(100% - 24px, 1120px) }

  /* ── Hero ── */
  .hero { padding: 22px 0 36px; min-height: auto }
  .hero-grid { gap: 24px }
  .logo-link { margin-bottom: 130px }
  .hero-logo { width: 150px }
  h1 { font-size: 28px; letter-spacing: -.3px; line-height: 1.2 }
  .hero-bullets { gap: 6px; margin-top: 14px }
  .hero-bullets li { font-size: 13.5px }

  /* ── Form card ── */
  .form-card { border-radius: 14px }
  .simulator-block { padding: 0 }
  .simulator-block h2 { font-size: 18px; margin-bottom: 30px; margin-top: 12px }
  .dados-block { padding: 16px 14px 18px }
  .dados-block h3 { font-size: 14px; margin-bottom: 12px }

  /* Slider header: label left wraps naturally, value+unit always pinned right */
  .slider-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: nowrap;
    gap: 6px;
    margin-bottom: 6px;
  }
  .slider-header label {
    font-size: 12.5px;
    white-space: normal;
    line-height: 1.3;
    flex: 1 1 0;
    min-width: 0;
  }
  .slider-val-wrap {
    flex-shrink: 0;
    flex-grow: 0;
  }
  .slider-value-input {
    width: 100px !important;
    height: 22px;
    font-size: 16px !important;
    font-weight: 600;
    padding: 0 5px;
  }
  .slider-currency { font-size: 11px; width: 24px }
  .slider-group { margin-bottom: 10px }

  /* Form inputs — 16px mínimo para o iOS Safari não fazer zoom automático ao focar */
  .form-group { margin-bottom: 10px }
  .form-group input {
    font-size: 16px;
    padding: 12px 14px;
    border-radius: 10px;
  }
  select { font-size: 16px }
  .wizard-step--spacious input[type="text"],
  .wizard-step--spacious input[type="tel"],
  .wizard-step--spacious input[type="email"] {
    font-size: 16px;
  }
  .submit-btn {
    font-size: 14px;
    padding: 14px 16px;
    border-radius: 10px;
  }
  .checkbox-group label { font-size: 12px; line-height: 1.4 }

  /* ── Trust bar ── */
  .trust-bar-grid { grid-template-columns: repeat(2, 1fr); gap: 10px }
  .trust-item { padding: 16px 10px }
  .trust-icon-wrap { width: 38px; height: 38px }
  .trust-icon-wrap svg { width: 17px; height: 17px }
  .trust-item-text strong { font-size: 11.5px }
  .trust-item-text span { font-size: 10.5px }

  /* ── Sections ── */
  .section { padding: 44px 0 }
  .section h2 { font-size: 22px; letter-spacing: -.2px; text-align: center }
  .section-sub { font-size: 14px; text-align: center }

  /* ── About ── */
  .about-text { text-align: center }
  .about-text h2 { font-size: 20px }
  .about-text p { font-size: 14px; line-height: 1.6 }
  .primary-btn { display: flex; width: fit-content; margin: 28px auto 0 }

  /* ── Rede de intermediários ── */
  .network-text { text-align: center }
  .network-text h2 { font-size: 20px }
  .network-text p { font-size: 14px; line-height: 1.6 }
  .network-text .primary-btn { display: flex; width: fit-content; margin: 20px auto 0 }

  /* ── Steps ── */
  .steps-grid { grid-template-columns: 1fr 1fr; gap: 18px; padding-top: 16px; justify-items: center }
  .step-card:last-child { grid-column: 1 / -1; max-width: 50% }
  .step-card { padding: 28px 10px 16px }
  .step-card h3 { font-size: 11.5px; line-height: 1.5; text-align: center }
  .step-icon { width: 46px; height: 46px; margin-bottom: 10px }
  .step-icon svg { width: 22px; height: 22px }
  .step-num { width: 24px; height: 24px; font-size: 11px }
  .steps-cta-text { font-size: 13.5px; text-align: center }

  /* ── FAQ ── */
  .faq-question { font-size: 14px; padding: 15px 52px 15px 16px; line-height: 1.4 }
  .faq-answer p { font-size: 13.5px; padding: 0 16px 16px }

  /* ── Footer ── */
  .footer { padding: 36px 0 }
  .footer h3 { font-size: 14px; text-align: center }
  .legal-text { font-size: 11px; line-height: 1.6; text-align: center }
  .legal-two-col { grid-template-columns: 1fr; gap: 28px }
  .footer-bottom-inner { flex-direction: column; align-items: center; gap: 20px }
  .footer-contact { align-items: center; text-align: center }
  .footer-contact p { font-size: 13px }
  .footer-policy { text-align: center; margin-top: 10px !important }
  .footer-hours { text-align: center; min-width: unset; width: 100% }
  .footer-hours-title { font-size: 13px }
  .footer-hours-list li { justify-content: center; gap: 16px; font-size: 13px }

  /* ── Thank you ── */
  .thankyou-card { padding: 32px 18px }
  .thankyou-card h1 { font-size: 22px; max-width: 100%; text-align: center }
}
/* ===== BANK LOGOS CAROUSEL ===== */
.banks-carousel-wrap {
  margin-top: 48px;
  overflow: hidden;
  position: relative;
  width: 100%;
}
.banks-carousel-wrap::before,
.banks-carousel-wrap::after {
  content: '';
  position: absolute;
  top: 0; bottom: 0;
  width: 80px;
  z-index: 2;
  pointer-events: none;
}
.banks-carousel-wrap::before { left: 0; background: linear-gradient(to right, #fff, transparent); }
.banks-carousel-wrap::after  { right: 0; background: linear-gradient(to left, #fff, transparent); }

.banks-track {
  display: flex;
  gap: 16px;
  width: max-content;
  animation: scrollBanks 18s linear infinite;
  will-change: transform;
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
}
.banks-track:hover { animation-play-state: paused; }

@keyframes scrollBanks {
  from { transform: translateX(0) translateZ(0); }
  to   { transform: translateX(-50%) translateZ(0); }
}

.bank-logo-item {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 24px;
  padding: 0 16px;
  flex-shrink: 0;
  opacity: 0.8;
  transition: opacity .25s;
}
.bank-logo-item:hover { opacity: 1; }
.bank-logo-item img { display: block; max-height: 16px; width: auto; }

@media (max-width: 600px) {
  .bank-logo-item { height: 30px; padding: 0 12px; width: auto; }
  .bank-logo-item img { width: auto; max-height: 20px; transform: none; }
  .banks-carousel-wrap::before,
  .banks-carousel-wrap::after { width: 40px; }
  /* Num ecrã estreito o mesmo px/seg parece mais lento (menos do ecrã é
     percorrido por segundo), por isso o mobile precisa de uma duração menor */
  .banks-track { animation-duration: 9s; }
}

/* ===== THANK YOU — SIMULATOR RESULT ===== */
.thankyou-card { max-width: 640px }
.thankyou-title { font-size: 26px }
.thankyou-card .thankyou-sub { max-width: 440px; margin: 8px auto; text-align: center }

.next-steps {
  display: grid;
  gap: 12px;
  margin: 24px 0 4px;
  padding: 20px 18px;
  background: var(--light);
  border-radius: 14px;
  text-align: left;
}
.next-step-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 13px;
  color: var(--text);
  line-height: 1.45;
}
.next-step-num {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 1px;
}

.sim-result-box { margin: 0 0 10px; padding: 0; text-align: center; }
.sim-result-label { font-size: 16px; font-weight: 700; color: var(--primary); margin-bottom: 6px; }
.sim-result-value { font-size: 42px; font-weight: 700; line-height: 1.15; color: var(--primary); letter-spacing: -.5px; }
.sim-result-note { font-size: 12.5px; color: var(--muted); margin-top: 10px }

/* ===== STEP 2 FORM (pedido de propostas) ===== */
.step2-wrap { margin-top: 6px; padding-top: 0; text-align: left }
.step2-title { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 4px; text-align: center }
.step2-sub { font-size: 13px; color: var(--muted); text-align: center; margin-bottom: 0; padding-bottom: 34px }
#step2Form .banks-carousel-wrap { margin-top: 0; padding-top: 6px; padding-bottom: 20px }
#step2Form .bank-logo-item { height: 40px }

.step2-fieldset {
  position: relative;
  margin: 0 0 22px;
  padding: 22px 18px 18px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: var(--light);
  min-width: 0;
}
.step2-fieldset:last-of-type { margin-bottom: 16px }
.step2-fieldset .form-group,
.step2-fieldset .step2-row:last-child,
.step2-fieldset > .form-group:last-child { margin-bottom: 0 }
.step2-fieldset legend {
  position: absolute;
  top: -12px;
  left: 14px;
  background: var(--primary);
  color: #fff;
  font-size: 10.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  margin: 0;
  padding: 5px 12px;
  border-radius: 20px;
  box-shadow: 0 3px 8px rgba(1,77,153,.20);
}
.step2-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px 12px; margin-bottom: 10px }
.step2-fieldset .form-group { margin-bottom: 10px }

.step2-wrap select {
  width: 100%;
  height: 36px;
  border: 1px solid #ccc8de;
  border-radius: 6px;
  background: #fafafa url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23555566' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>") no-repeat right 10px center;
  background-size: 15px;
  padding: 0 32px 0 12px;
  font: 400 13.5px "Open Sans", sans-serif;
  color: var(--text);
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
  transition: border-color .15s, box-shadow .15s;
}
.step2-wrap select:invalid { color: #888 }
.step2-wrap select:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 2px rgba(1,77,153,.10); background-color: #fff }

.step2-file-label {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; padding: 15px 12px; border: 1.5px dashed #c7bfe0; border-radius: 10px;
  font: 600 12.5px "Open Sans", sans-serif; color: var(--primary); background: #fff;
  cursor: pointer; text-align: center; transition: border-color .15s, background .15s;
}
.step2-file-label:hover { border-color: var(--primary); background: var(--soft) }
.step2-file-label input { display: none }
.step2-file-hint { font-size: 11px; color: var(--muted); margin-top: 6px; text-align: center }
.step2-file-name { font-size: 11.5px; color: var(--primary); font-weight: 600; margin-top: 6px; text-align: center; word-break: break-all }
.step2-doc-list {
  font-size: 12.5px; color: var(--muted); line-height: 1.8; margin: 0 0 14px; padding: 0; list-style: none;
}
.step2-doc-list li { position: relative; padding-left: 20px }
.step2-doc-list li::before {
  content: '';
  position: absolute; left: 0; top: 6px;
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--accent);
}
.step2-textarea {
  width: 100%; padding: 10px 12px; border: 1px solid #ccc8de; border-radius: 6px;
  background: #fafafa;
  font: 400 13.5px "Open Sans", sans-serif; color: var(--text); resize: vertical; min-height: 64px;
  transition: border-color .15s, box-shadow .15s;
}
.step2-textarea:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 2px rgba(1,77,153,.10); background: #fff }
.step2-error { font-size: 12px; color: #b42318; text-align: center; margin-top: 10px; display: none }

/* ===== TRUST BAR (reassurance) ===== */
.trust-bar {
  display: flex;
  align-items: stretch;
  justify-content: space-between;
  margin-top: 22px;
  margin-bottom: 28px;
  padding: 20px 8px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: 0 6px 20px rgba(1,77,153,.06);
}
.trust-item {
  flex: 1 1 0;
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  gap: 9px;
  padding: 0 6px;
  text-align: center;
}
.trust-item + .trust-item::before {
  content: '';
  position: absolute;
  left: 0; top: 4px; bottom: 4px;
  width: 1px;
  background: var(--border);
}
.trust-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--soft);
  flex-shrink: 0;
}
.trust-icon svg { width: 19px; height: 19px; color: var(--primary) }
.trust-text {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--primary-dark);
  line-height: 1.3;
  letter-spacing: -.01em;
}

.thankyou-contact--bottom { margin-top: 30px; padding-top: 22px; border-top: 1px solid var(--border); }
.thankyou-contact-links { display: flex; flex-direction: column; align-items: center; gap: 10px; margin-top: 12px }
.thankyou-contact-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--text);
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
  transition: opacity .15s;
}
.thankyou-contact-link:hover { opacity: .7 }
.thankyou-contact-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--soft);
  color: var(--primary);
  flex-shrink: 0;
}
.thankyou-contact-icon svg { width: 15px; height: 15px }

@media (max-width: 600px) {
  .sim-result-value { font-size: 32px }
  .thankyou-title { font-size: 20px }
  .next-steps { padding: 16px 14px; gap: 10px; margin: 18px 0 4px }
  .next-step-item { font-size: 12.5px }
  .step2-row { grid-template-columns: 1fr }
  .sim-result-box { padding: 22px 18px }

  .thankyou-page { padding: 20px }
  .thankyou-card { padding: 28px 20px 28px; border-radius: 18px }
  .thankyou-logo { width: 140px; height: auto; margin-bottom: 16px }

  .sim-result-box { margin-bottom: 8px; padding: 18px 14px }
  .sim-result-label { font-size: 14px; margin-bottom: 4px }
  .sim-result-value { font-size: 30px }
  .sim-result-note { font-size: 12px; margin-top: 7px }

  .step2-wrap { margin-top: 4px; padding-top: 0 }
  .step2-title { font-size: 19px; margin-bottom: 3px }
  .step2-sub { font-size: 10px; margin-bottom: 0; padding-bottom: 24px }

  #step2Form .banks-carousel-wrap { padding-top: 4px; padding-bottom: 13px }
  #step2Form .bank-logo-item { height: 33px; padding: 0 16px }

  .trust-bar { padding: 16px 4px; margin-bottom: 20px }
  .trust-item { gap: 7px; padding: 0 4px }
  .trust-icon { width: 34px; height: 34px }
  .trust-icon svg { width: 16px; height: 16px }
  .trust-text { font-size: 10.5px }

  .step2-fieldset { margin-bottom: 14px; padding: 20px 14px 14px }
  .step2-fieldset legend { font-size: 10px; padding: 4px 10px }
  .form-group { margin-bottom: 5px }
}
/* Wizard mobile tweaks */
@media (max-width: 640px) {
  .wizard-head { padding: 22px 14px 0 }
  .wizard-title { font-size: 19px; line-height: 1.4; margin: 0 auto 20px; max-width: 280px }
  .wizard-title-break { white-space: nowrap }
  .wizard-progress { padding: 12px 14px 0 }
  .wizard-row { grid-template-columns: 1fr }
  .wizard-step { padding: 12px 14px 2px }
  .wizard-q { font-size: 15.5px; margin-bottom: 10px }
  .option-card { padding: 14px 10px }
  .option-card .option-title { font-size: 13px }
  .option-grid:not(.option-grid--1col) .option-card { min-height: 112px; padding: 16px 10px }
  .option-grid:not(.option-grid--1col) .option-icon { width: 38px; height: 38px }
  .option-grid:not(.option-grid--1col) .option-icon svg { width: 19px; height: 19px }
  .option-icon { width: 36px; height: 36px }
  .option-icon svg { width: 18px; height: 18px }
  .wizard-nav { padding: 10px 14px 14px }
}